First time Arizona homebuyers may qualify for up to $10,000 in homebuyer assistance. See if you qualify in about a minute.
Check If You QualifyAnswer five quick questions to see if you may qualify for up to $10,000 in homebuyer assistance.
Arizona Home First connects qualified buyers with licensed professionals who credit part of their compensation back to you at closing.
Take the quick quiz and share your contact info so a licensed professional can review your options.
We connect you with a participating Arizona real estate agent and our program lender. You are always free to choose your own lender.
At closing, your credits are applied toward allowable closing costs, prepaid items, or a lower interest rate.
A credit equal to about 1% of your loan amount when you finance through our program lender.
A credit equal to 1% of the purchase price from a participating partner real estate agent.
Credits are applied toward allowable closing costs and are subject to lender approval, loan program limits on credits, and your written agreement with your agent.
Enter a home price to see how much you could get back toward closing costs.
Estimates for illustration only. Actual credits depend on your loan, program limits, and agent agreement.
Arizona has strong down payment assistance programs, like HOME Plus statewide and Home in Five in Maricopa County. Those programs help with your down payment. Our credits help with your closing costs. Used together, they can greatly reduce the cash you need to buy your first home.
Assistance programs are run by their own agencies and have their own income limits and rules. Our credits are separate from and not part of any government program.
Arizona's housing market has become hard for first time buyers. Many people with good credit and steady income are still held back by the cash needed at closing. Arizona Home First was created to change that by connecting buyers with licensed professionals who put part of their own compensation back into the buyer's pocket.
Our network includes licensed Arizona real estate agents and a licensed mortgage lender. Every credit is disclosed in writing and reflected on your closing statement.
Qualified buyers may receive up to $10,000 or more, depending on the home price and loan. For example, a $510,000 home works out to about $10,000 and a $400,000 home to about $7,860. Use the calculator above to see your number.
The program is built for first time homebuyers in Arizona. Buyers with a credit score of 620 or higher and steady income are often a great fit. Take the one minute quiz to see where you stand.
Yes. Our assistance can be stacked with popular Arizona down payment assistance programs like HOME Plus and Home in Five, so you can cover more of your upfront costs.
Your assistance is applied at closing to lower the cash you need to buy, covering things like closing costs and prepaid items, or it can be used to buy down your interest rate for a lower monthly payment.
Usually within minutes. After you submit your info, a licensed professional will text you to go over your options. If you reach out after 9 PM, expect a message first thing in the morning.
No. Checking your eligibility is free and has no impact on your credit score.
Reserve your spot and a program specialist will reach out to confirm your eligibility and next steps.
A program specialist will text you shortly to confirm your spot. If it is after 9 PM, expect a message first thing in the morning.
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